In a significant decision affecting employers, retirement-plan fiduciaries, and employees throughout Georgia, Florida, and Alabama, the U.S. Court of Appeals for the Eleventh Circuit has overturned more than 40 years of precedent governing lawsuits under the Employee Retirement Income Security Act (ERISA).
On October 13, 2026, the full Eleventh Circuit ruled that employees bringing statutory ERISA claims, including claims alleging breaches of fiduciary duty, are not required by ERISA itself to exhaust their retirement plan’s internal administrative remedies before filing a federal lawsuit.
The decision, Bolton v. Inland Fresh Seafood Corporation of America, Inc., No. 24-10084 (11th Cir. Oct. 13, 2026) (en banc), reverses a longstanding procedural requirement that had distinguished the Eleventh Circuit from most other federal appellate courts. Eleventh Circuit Court of Appeals
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